Frequently Asked Questions

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    Arcane Credit does not guarantee any improvement in your credit score. Results may be influenced by various factors, including activity with other creditors. Failure to make at least the minimum monthly payment by the due date may result in delinquent reporting to credit bureaus, which could negatively affect your credit score. This product does not remove negative credit history from your credit report.

    Arcane Pathways LLC d/b/a Arcane Credit is not a lender. BuildCredit Account is designed and serviced by BuildCredit, LLC, a financial technology company, not a bank. Cross River Bank, Member FDIC, makes the BuildCredit Account and provides and holds the associated deposit account funds.

    ¹BuildCredit Account is designed and serviced by BuildCredit, LLC, a financial technology company, not a bank. Cross River Bank, Member FDIC, makes the BuildCredit Account and provides and holds the associated deposit account funds. Origination fee of $9 + interest and fees apply.

    ²Enrollment requires a one-time fee of $39.99.

    © Arcane Pathways LLC d/b/a Arcane Credit. All rights reserved.

    Lic. # NV20253457671